Become an Insurance Partner
Learn about the PREPARIFIED App
A Risk Mitigation Platform
for Property Insurers and HOAs
Helping reduce catastrophic disaster premiums
and increase client/member satisfaction with
AI-powered preparedness solutions.
The Challenge
Rising Claims = Rising Premiums
Catastrophe claims for wildfire, flood, wind +29% YoY ('22 to '23);
Market Retreat
Carriers retreating from high‑exposure states.
Minimal Prevention
Mitigation spend today is <1% of premium
Scalability Need
Need scalable way to reduce premiums and claims and build loyalty
The PREPARIFIED Solution
AI-Powered Assistance
AI‑powered Readiness Agent delivers personalized action plans
Early Warning System
FEMA & NOAA‑linked early‑warning alerts via push & SMS
Preparation Resources
Inventory & kit guidance with e‑commerce fulfillment
Engagement Strategy
Gamified readiness score to sustain engagement.
How It Works
Data Intake
The platform collects essential data including, mitigation and evac plans, addresses, specific peril zones, and integrates with optional IoT sensors for real-time information.
Risk Assessment
It then performs a comprehensive risk assessment, generating a dynamic risk report and score by specific peril and ZIP code, offering a granular view of exposure.
Proactive Guidance
The system provides proactive guidance through "readiness agents" and personalized mitigation checklists, empowering homeowners to take preventive action.
HOA Insights
Finally, a dedicated HOA dashboard offers community-level readiness insights and valuable loss-avoidance data, helping HOAs manage risk effectively.
Core App Features
Readiness Agent
Real-Time Alerts
Preparedness
Community
GO Depot
Preparedness Supplies
Reduced costs for HOA's - ROI for Insurers
Reduced Premiums and Claims
X–X% reduction in claim severity (validated in Colorado pilot)
Financial Impact
1‑pt combined‑ratio improvement → 10× ROI
Better Data
Better underwriting data for insurers→ sharper pricing
Insurer Benefits
Higher policyholder retention. Reduced claims
Pilot Proposal
90-day free pilot
1
Scope
500 homeowners
2
Success Metrics
≥3% monthly engagement; severity delta vs. control
3
Support
PREPARIFIED provides setup, support, and post‑pilot report
4
Next Steps
Option to convert to full rollout at tiered per‑policy pricing
Start your risk-free pilot today and see the difference PREPARIFIED can make.
Pricing (Annual License)
Tier 1
Basic Readiness
$2 / homeowner / yr
  • Checklists and plans
  • Essential readiness features
  • Basic alerts and notifications
Tier 2
Interactive Assistant
$3 / homeowner / yr
  • All Tier 1 features
  • AI-powered Readiness Assistant
  • Enhanced engagement tools
Tier 3
Assistant + Kits
$4 / homeowner / yr
  • All Tier 2 features
  • E-commerce kit fulfillment and Rev/Share
  • Premium support
30% upfront; remainder net‑30 after rollout
Volume discounts ≥25k policies/members
Timeline & Next Steps
1
Aug–Sep 2025
Integration workshop & data share
2
Oct 2025
Pilot live; weekly KPI reviews
3
Jan 2026
Evaluate results & sign rollout
4
Next
NDA, data‑sharing agreement, kickoff call
Case Study: Upcoming Colorado Pilots - Target Data
Our Colorado pilot is pursuing a 4% reduction in claim severity for policyholders using the PREPARIFIED platform compared to the control group.
82%
User Satisfaction
Policyholders reported feeling more prepared and valued by their insurer
60%
Engagement Rate
Of users completed at least one recommended mitigation action
$1.2M
Estimated Savings
Projected annual savings for a mid-sized regional carrier
Ready to Reduce Claims & Build Loyalty?
PREPARIFIED offers a complete solution to the growing challenge of catastrophic claims:
  • Catastrophe claims +29% YoY; wildfire, flood, wind
  • Carriers retreating from high‑exposure states
  • Mitigation spend today is <1% of premium
  • Need scalable way to reduce claim severity and build loyalty
Our AI‑powered Readiness Assistant, NOAA‑linked early‑warning alerts, inventory & kit guidance, and gamified engagement deliver proven results:
  • 3–5% reduction in claim severity
  • 1‑pt combined‑ratio improvement → 10× ROI
  • Better underwriting data → sharper pricing
  • Higher policyholder retention & CSAT

Start Your 90-Day Free Pilot Today
  1. 500+ homeowners
  1. Success KPIs: ≥30% monthly engagement; severity delta vs. control
  1. PREPARIFIED provides setup, support, and post‑pilot report.







Complete this form to learn more or sign-up for our pilot program
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